• Welcome: These Terms of Use (“Terms”) outline the legally binding agreement between (“we,” “us,” or “our”) and you (“user,” “your”) regarding the use of our website and services.
  • Acceptance: By accessing or using, you signify your full agreement to these Terms. If you do not agree to these Terms, please refrain from using our website.

Key Sections

1. User Eligibility

  • Age Requirements: You must be at least 18 years old to use

2. Services & Content

  • We provide an array of Personal & Business Solutions you can browse on our services pages.
  • This website is for informational purpose only of our services.

3. Intellectual Property

  • owns or licenses all website content, including text, graphics, logos, trademarks, and software.
  • You may not copy, distribute, modify, create derivative works, or publicly display any content on our website without our prior written permission.

4. User Conduct

  • Prohibited Actions:
    • Uploading illegal, harmful, or defamatory content
    • Spamming or attempting to disrupt our services
    • Impersonating another individual or entity
    • Attempting to gain unauthorized access to our systems

5. Third-Party Links

  • has no control over and assumes no responsibility for the content, practices, or privacy policies of any third-party websites linked from our site.

6. Warranties & Disclaimers

  • Our services and content are provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied.
  • We take no liability for any errors or inaccuracies in the information provided on
  • In no event will be liable for any indirect, special, or consequential damages arising out of your use of the website.

7. Indemnification

  • The user agrees to indemnify and hold and its employees harmless from any claims or damages resulting from the user’s breach of these Terms or causing harm to others.

8. Modifications

  • may modify these Terms at its discretion. Changes will be posted on the website and are effective immediately.
  • Users must review the Terms periodically to stay informed of any changes.

9. Governing Law

  • These Terms will be governed by the laws of Singapore and that any disputes will be resolved in Singapore courts.

10. Severability

  • If any provision of these Terms is deemed unlawful, the remaining Terms will remain in full effect.

11. Contact

  • You may get in touch with us at for any queries